Arthaniti Studies

PERAN LPD DESA ADAT SESETAN DALAM PEMBERDAYAAN EKONOMI MASYARAKAT DI DESA SESETAN

Ni Ketut Wardani — 2026-03-26

The Village Credit Institution (LPD) of Sesetan Traditional village plays a crucial role in empowering the economy of the community in Sesetan Village. As a microfinance institution focused on providing low-interest loans, LPD Sesetan gives financial access to the community, which was previously limited by formal financial institutions. In addition, LPD also plays a role in managing funds to support various economic empowerment programs, such as financing small and medium enterprises (SMEs) and other productive activities. Through this approach, LPD of Sesetan Traditional Village contributes to improving community welfare, creating job opportunities, and strengthening the local economy. This research aims to explore the role of LPD in fostering economic growth and its impact on the community of Sesetan Village. The method used in this research is a qualitative approach with interviews and direct observation to obtain more accurate data

INOVASI PENDIDIKAN EKONOMI DIGITAL UNTUK MENINGKATKAN LITERASI KEUANGAN GLOBAL

I Komang Satria Prima Jaya — 2026-03-26

This research discusses innovations in economic education in the digital and global era, focusing on enhancing financial literacy as a core competency. The background of this study is the urgent need to adapt the curriculum and teaching methods to the rapid development of digital technology and economic globalization. The aim of the study is to identify learning innovations and effective strategies that support the improvement of students' financial literacy. The research method is conducted through a systematic analysis of various relevant data sources that support the understanding and development of digital economic education. The analysis results show that the utilization of e-learning platforms, digital simulation-based learning, and the integration of fintech and digital entrepreneurship materials can significantly improve students' understanding of economic concepts and financial skills. Additionally, economic education that is adaptive to global changes equips students with international economic insights and the ability to compete in the global market. However, challenges such as unequal access to technology and the need for periodic curriculum updates must be addressed. In conclusion, innovations in digital economic education are a key factor in building strong financial literacy and addressing the dynamics of today's global economy

DAMPAK KENAIKAN TARIF PAJAK PERTAMBAHAN NILAI (PPN) PADA MASYARAKAT DI INDONESIA

Helmalia Putri — 2026-03-26

Taxes are due or mandatory contributions paid by the people or taxpayers to the state without directly receiving compensation that are used to improve government and public prosperity. In Indonesia, there are many types of taxes, one of which is VAT (Value Added Tax). PPN is a government levy imposed on every transaction of buying and selling goods and services carried out by individual taxpayers or corporate taxpayers who have become Taxable Entrepreneurs (PKP). The VAT rate increased to 11% from the previous 10%. This article aims to find out the impact of the increase in VAT rates for the community. This research uses a type of qualitative research. Data validity is obtained by searching for information from various sources. The result of this study is that although the VAT rate is very risky, the increase in the VAT rate will not interfere with the economic recovery process, because basic needs, education, health and social services are still not subject to VAT.

PERAN PERAN KEMITRAAN STRATEGIS DALAM MENDORONG KEMANDIRIAN UMKM MELALUI KOLABORASI DENGAN “TOKOH RITEL”

Florida Edit Edit — 2026-03-26

This study aims to analyze the role of strategic partnerships in promoting the independence of Micro, Small, and Medium Enterprises (MSMEs) through collaboration with retail figures. MSMEs play a crucial role in regional economic development and reducing unemployment; however, they often face challenges such as low product quality, limited innovation, and restricted market access. Strategic partnerships with retail figures are believed to help MSMEs enhance product quality, expand market reach, and strengthen economic independence.The research was conducted through a systematic analysis of data obtained from MSME actors, retail figures, and local government officials, including field observations and document studies, to understand the forms of partnership, opportunities, and challenges faced by MSMEs in improving product quality and market access. The findings indicate that strategic partnerships can significantly improve MSMEs’ product competitiveness, innovation, and market networks. However, the success of these partnerships heavily depends on a balance of power between MSMEs and retail figures, as dominance by one party may limit independence and innovation. In conclusion, effective and equitable strategic partnerships are key to strengthening MSME independence, enhancing product quality, and expanding market access, thereby supporting sustainable local economic growth

PENERAPAN SISTEM TEKNOLOGI KEUANGAN DI LPD SESETAN UNTUK MEMPERMUDAH AKSES MASYARAKAT

Ni Wayan Saba Astuti — 2026-03-26

The implementation of a financial technology system at the Sesetan Village Credit Institution (LPD) aims to improve operational efficiency and simplify public access to financial services. The technology applied includes the use of digital applications that allow the community to perform transactions quickly, securely, and conveniently. This system is expected to reduce manual errors, accelerate service processes, and provide ease for the public to access financial services anytime and anywhere. This research uses a qualitative approach, with data collection methods through interviews, observations, and literature review. The findings show that the implementation of financial technology at LPD Sesetan can increase public satisfaction, expand service reach, and have a positive impact on the sustainability of LPD operations

PERAN PROGRAM MAGANG DI LPD DESA PAKRAMAN SESETAN DALAM MENINGKATKAN KOMPETENSI MAHASISWA

Yoseph dreitson garu Yopi — 2026-03-26

Internship programs constitute experiential learning that enables students to connect theoretical knowledge with real workplace practice. This study examines the role of the internship program at LPD Desa Pakraman Sesetan in enhancing student competencies. A descriptive qualitative approach with a case-study design was employed. Data were collected through in-depth interviews, observation, and documentation and were analyzed thematically. The findings show that the internship improved students’ technical competencies in financial administration, service, and data management, while also strengthening soft skills such as communication, teamwork, discipline, and problem-solving. The program further deepened students’ understanding of a customary village-based financial institution. However, its effectiveness was still influenced by students’ initial readiness and the quality of supervision. Therefore, more systematic pre-internship briefing and mentoring are needed to optimize the program’s impact.

FAKTOR - FAKTOR YANG MEMPENGARUHI PERILAKU MENABUNG DI KALANGAN MAHASISWA UNIVERSITAS PANCA SAKTI BEKASI PRODI PENDIDIKAN EKONOMI ANGKATAN 2021

Aliza Mulbaidah Deka — 2026-03-26

Financial management is the responsibility of each individual towards their finances because it is related to the fulfillment of daily needs. One of the efforts in financial management is to foster the habit of saving behavior. Students are one part of the community groups in Indonesia. Students have a high consumerist nature because for some of them saving behavior is not an easy thing to do.

PENGARUH PKL TERHADAP KESIAPAN KERJA SISWA KELAS XII TKR SMK DINAMIKA PEMBANGUNAN 1 JAKARTA

Muhammad Fatkhurrozaq Rozaq — 2026-03-26

Penelitian ini bertujuan untuk mengetahui pengaruh Praktik Kerja Lapangan (PKL) terhadap kesiapan kerja siswa kelas XII Program Keahlian Teknik Kendaraan Ringan SMK Dinamika Pembangunan 1 Jakarta. Penelitian menggunakan metode kuantitatif dengan regresi linier sederhana, melibatkan 58 responden yang dipilih melalui simple random sampling dari 137 siswa. Instrumen berupa angket telah diuji validitas dan reliabilitasnya dengan hasil Cronbach’s Alpha > 0,60. Hasil penelitian menunjukkan bahwa PKL berpengaruh positif dan signifikan terhadap kesiapan kerja siswa dengan persamaan regresi Y = 36,534 + 0,788X, nilai thitung = 7,098, Fhitung = 50,376, dan R² = 0,474. Artinya, 47,4% kesiapan kerja dipengaruhi PKL, sedangkan 52,6% oleh faktor lain. Dengan demikian, PKL memberikan kontribusi penting dalam meningkatkan keterampilan teknis, disiplin, tanggung jawab, kemampuan beradaptasi, serta kesiapan siswa untuk memasuki dunia kerja.

PENGARUH PERHATIAN ORANG TUA TERHADAP PRESTASI BELAJAR SISWA KELAS XI DI SMA SANDIKTA

Raland Belive Daeli — 2026-03-26

This study examines the influence of parental attention on the academic achievement of 11th-grade students at SMA Sandikta Bekasi in the 2025/2026 academic year. Using an associative quantitative method, a sample of 71 students was selected from a population of 241. Data were collected through questionnaires and analyzed using simple linear regression. The results show no significant effect, with an R Square value of 0.000 and a significance level of 0.893.

PENGARUH PENDIDIKAN KEWIRAUSAHAAN TERHADAP MINAT BERWIRAUSAHA SISWA KELAS X DI SMK WIRA BUANA BEKASI

Muhamad Dafa Laksana — 2026-03-26

This study aims to determine the effect of Entrepreneurship Education on Entrepreneurial Interest in Grade 10 Students at Wira Buana Vocational High School, Bekasi. To obtain data, the variables of Economic Education and Entrepreneurial Interest were used in the form of a Likert scale. This study used a quantitative approach, with data sources obtained from a sample of 30 students at Wira Buana Vocational High School. The data analysis technique used was Simple Linear Regression using the SPSS 22 application. Based on the results of the linearity test output conducted using SPSS 22, the data above shows a significance value of Deviation from Linearity of 0.201 > 0.05 and a calculated F value contained in the Deviation from Linearity of 1.686 and an F table value of 2.798 (The F table value is obtained from a = 0.05; df1 = 18; df2 = 10 is 2.798) with a significance of 0.05, the F table is found to be 2.798, because 1.686 < 2.798, it is concluded that there is a linear relationship between the Entrepreneurship Education variable (X) and the Entrepreneurial Interest variable (Y) is linear. Based on the Determination Test results table above, the Adjusted R Square (coefficient of determination) is 0.982, meaning the influence of the entrepreneurship education variable (X) on entrepreneurial interest (Y) is 98,2%.

STRATEGI PEMASARAN PRODUKSI TAHU TEMPE DI LINGKUNGAN TAMAN SARI BULELENG

Kadek Duwik Ulantari — 2026-03-26

The purposeof this study is to determine the implementation of marketing strategies used by tofu and tempeh producers in the Taman Sari area of Buleleng. This research employs a descriptive qualitative approach. The data collection techniques used in this study include observation and interviews. The observation activities involve recording events, observed objects, and other relevant aspects that support the ongoing research. Interviews were conducted with ten key informants to gather information regarding the implementation of marketing strategies used by tofu and tempeh producers. The data were analyzed through three stages: data reduction, data presentation, and conclusion drawing. The results of this study indicate that the marketing strategies applied in tofu and tempeh production significantly influence the level of demand and sales achieved by producers. The strategies used include improving product quality, setting competitive product prices, and continuously analyzing consumer demand in the market. Therefore, the implementation of marketing strategies in tofu and tempeh production in the Taman Sari area of Buleleng has enabled these production businesses to remain sustainable and competitive in the market until today

STRATEGI GURU DALAM MENGATASI RENDAHNYA HASIL BELAJAR EKONOMI SISWA DI SMA NEGERI 2 BANJAR

Komang meitri Paramitha — 2026-03-26

This study aims to analyze teachers' strategies in overcoming low student learning outcomes in economics at SMA Negeri 2 Banjar. The study uses a descriptive qualitative approach with economics teachers as subjects. Data were collected through focused interviews and learning documentation. The results of the study show that the average economic score of students is 64 with a minimum passing grade of 75. The learning completeness rate reaches 40 percent, while 60 percent of students have not yet completed the course. The learning completeness rate reaches 40 percent, while 60 percent of students have not completed the learning. These findings indicate that students' learning outcomes in economics are still low. The interview results show that economics learning is still dominated by a teacher-centered approach, which has an impact on the low level of student activity and understanding of concepts. Teachers began to apply a variety of learning strategies such as trigger questions, group discussions, and the use of contextual economic case studies, but their application was not consistent. The main obstacles faced include limited learning time, passive learning habits among students, differences in motivation and readiness to learn, and limited learning resources. Teachers' efforts are carried out through learning reflection, adjusting methods to classroom conditions, more focused time management, and the use of evaluation as a basis for learning sharing. The research findings confirm that teacher strategies play an important role in improving the quality of the economics learning process, but require consistency in implementation and support for learning conditions so that student learning outcomes can be maximized

MANAJEMEN PENDIDIKAN EKONOMI JNANA DHARMA MENYEIMBANGKAN KOMPETENSI KOGNITIF DAN MORAL SISWA

Ni Nyoman Parmithi — 2026-03-26

Educational management in economics at the junior high school level plays a strategic role in shaping both learning quality and students’ character development. However, economics learning practices are still largely oriented toward cognitive achievement and have not systematically integrated moral values. This study aims to examine economics education management oriented toward Jnana Dharma in balancing students’ cognitive and moral competencies. The study employed a descriptive qualitative approach conducted at SMP Negeri 6 Denpasar, involving economics/IPS teachers, eighth grade students, and learning documents as research subjects. Data were collected through observation, in-depth interviews, documentation studies and supported by questionnaires. The results indicate that the application of Jnana Dharma oriented economics education management effectively integrates economic rationality with moral values in the learning process. Questionnaire findings show that economic honesty achieved the highest average score, followed by understanding of economic concepts and social responsibility. These results suggest that moral values are more effectively internalized when systematically managed through educational planning, implementation and evaluation. This study concludes that Jnana Dharma oriented economics education management is a relevant strategic framework for developing junior high school students who are not only cognitively competent but also morally responsible in economic decision making